Structured Products:
A Structured Product is a “synthetic” investment instrument. It typically combines two components:
- A Fixed Income Element: To provide capital protection.
- A Derivative Element: To provide “alpha” or enhanced returns based on market performance.
Think of it as an “Investment Recipe”: We select the ingredients (underlying assets) and the cooking style (risk levels) to match your appetite.
Why Choose Structured Products?
- Uncompromising Capital Protection Structured products protect your initial investment by putting most of your money into safe, high-quality bonds, ensuring your capital stays secure even if the market crashes
- Precision Yield Enhancement in Any Market: Structured products use smart strategies to generate higher returns than regular fixed deposits, even when the market is flat or stagnant, by turning market stability into steady income.
- Institutional-Grade Market Access: Structured products act as a simplified gateway to global markets, allowing you to invest in complex assets like foreign indices or commodities through a single, secure instrument without the need for international accounts.
- Bespoke Payoffs Tailored to Your Outlook: Our customized investment formulas let you profit in various market conditions—whether the market goes up, stays flat, or drops slightly—by tailoring the strategy to match your specific expectations and goals.
We don’t sell products; we build them. Our process ensures the instrument fits your life:
- Objective Setting: Are you looking for tax efficiency, capital preservation, or aggressive growth?
- Market Outlook: Do you believe the market will be Bullish, Bearish, or Range-bound?
- Structuring: Our quantitative team designs the payoff formula and selects high-rated issuers.
- Execution & Monitoring: We manage the lifecycle of the product and provide regular valuation updates.
Risk Transparency
Structured products are sophisticated instruments and carry specific risks:
- Credit Risk: The protection is only as strong as the bank or NBFC issuing the bond.
- Liquidity Risk: These are generally “hold-to-maturity” products and may not have an active secondary market.
- Complexity: The payoff formulas can be complex; our advisors ensure you understand the “worst-case scenario” before investing.
